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You open a bank account and deposit $10. Every month you deposit $25 dollars. Let T represent the total money in your account after m months.

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The total money that will be present in the bank account, disregarding the percent rate of money increase is the sum of the initial deposit and the all the amounts deposited for m months, 25m. Thus, the answer should be,
                                    T = 10 + 25m

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